{"id":7942,"date":"2023-02-06T12:10:07","date_gmt":"2023-02-06T12:10:07","guid":{"rendered":"https:\/\/www.fiscalk.com\/?p=7942"},"modified":"2024-06-26T07:37:24","modified_gmt":"2024-06-26T07:37:24","slug":"dont-let-resolutions-hurt-your-finances","status":"publish","type":"post","link":"https:\/\/www.fiscalk.com\/dont-let-resolutions-hurt-your-finances\/","title":{"rendered":"Don\u2019t Let Resolutions Hurt Your Finances"},"content":{"rendered":"\n
Some New Year\u2019s resolutions can come with some steep price tags. You may not even realize that the resolution you\u2019ve picked for the year is so expensive until you take a look at your bank statements and feel your stomach drop. <\/p>\n\n\n\n
Find out how your goal for self-improvement can lead to self-sabotage. <\/p>\n\n\n\n
When you\u2019re not careful, your resolution can put you in a difficult financial position. You might drain your checking and savings accounts, and you might rack up the balances sitting on your credit cards. This could put a serious strain on your monthly budget and make you vulnerable to any surprise expenses that drop in your lap. <\/p>\n\n\n\n
In the worst-case scenario, you will get hit with a surprise expense and have no available savings to resolve it right away. You will have to consider an alternative method to resolve it. You could charge the expense to your credit card, as long as your balance is far from the credit limit. Or you could look into cash loans with direct deposit as an option. As long as you meet the qualifications, you can apply for a fast cash loan in a matter of minutes. You just might get approved for the loan, which you can then use to manage your surprise expense.\u00a0<\/p>\n\n\n\n
Another problem with expensive resolutions is that they may not last very long. Many people stop their resolutions after a few months. There\u2019s nothing wrong with losing your motivation and letting your commitment to a goal peter out. There is something wrong with losing a bunch of money when your goal ends that quickly. <\/p>\n\n\n\n
Don\u2019t rush to spend so much on your resolution. You can tackle it while staying on budget. <\/p>\n\n\n\n
A common resolution for book lovers is to give themselves a reading challenge to tackle throughout the year. Your challenge could be to read 52 books a year or to simply read something every single day. Whatever your challenge happens to be, you\u2019ll need to have a lot of books to finish it. This can be expensive.<\/p>\n\n\n\n
To save yourself some money, you should borrow books from your library<\/a> instead of buying them. If you prefer to read e-books, you can use library apps<\/a> to download free e-books that are compatible with your e-reader. Library apps will also have free audiobooks available. <\/p>\n\n\n\n Another good way to save money on books is to plan book exchanges with your friends. You can extend your reading list without having to spend a single cent. <\/p>\n\n\n\nEating Healthier<\/h3>\n\n\n\n